Fix your credit.
First wave free.
We dispute negative items on your credit report. Collections, late payments, errors — gone. +94 point average boost.
No credit card required · Takes 2 minutes
“Bought my first house 3 months later.”
Credit Score
After first wave of disputes
Medical Collections
$2,340 washed away
Late Payment (Chase)
Wave 2 in progress
How It Works
What is a "wave"?
Credit repair works in rounds. We call each round a wave.
We Pull Your Report
Get your credit report and identify every disputable item — collections, late payments, errors.
We Send the Wave
Strategic dispute letters go out to bureaus. They have 30 days to verify — or delete the item.
Items Get Removed
Watch negative items wash away from your report. Most clients see results from wave one alone.
Your first wave is FREE
We pull your report, find the issues, and send your first round of disputes — on us.Just $4.99 for your credit report.
Start Your Free WaveWhy It Matters
What good credit unlocks
Stop dreaming. Start qualifying.
Your dream home
Lower rates, better mortgage terms
The car you want
0% APR financing
Premium cards
Travel rewards, cashback
Business loans
Fund your dreams
Complete Credit Care
More than just disputes
Your credit is always evolving. We don't just fix it once — we keep it protected.
Active Disputes
Remove the bad stuff
We fight collections, late payments, charge-offs, and errors. Strategic disputes that get results.
24/7 Monitoring
Catch new issues fast
New negative items can appear anytime. We watch your report and dispute anything suspicious immediately.
Score Building
Keep climbing higher
Beyond removing negatives, we help you build positive history. The higher your score, the better your life.
2,800+
clients helped
8,412
items removed
$4.2M
removed from reports
+94
avg point boost
Success Stories
They caught the wave 🏄
Marcus T.
Miami • 2 waves
“Medical bill from 2019. Tried myself twice, denied. DisputeWave got it removed in wave 2.”
Jennifer R.
San Diego • 3 waves
“Needed 680 for a house. Two old collections washed away. Closed in April. 🏡”
David K.
Honolulu • 2 waves
“Found 4 accounts that weren't even mine. Identity theft I didn't know about. All gone.”
Pricing
Your first wave is free 🌊
See real results before you pay anything monthly.
Your first round of disputes
Just $4.99 for your credit report
- Credit report pulled
- Dedicated wave rider (specialist) assigned
- First round of strategic disputes sent
- Real-time wave tracker dashboard
- Watch negative items wash away
- 90-day money-back guarantee
🎁 March special — first wave free until 3/31
No credit card required · Takes 2 minutes
After your free round: $29/mo to continue. Cancel anytime — no contracts.
Competitors charge $79-129/mo. We start free.
FAQ
Common questions
Yes! Your first month of disputes is completely free. We just charge $4.99 to pull your credit report.
We send strategic rounds of disputes, each one building pressure. Most clients see items removed in the first wave alone. If anything remains, we escalate — but many are done after wave one.
They show your score and sell you credit cards. We actually fix the problems — real specialists, real disputes, real results.
Collections, late payments, charge-offs, and errors. Bureaus must remove anything they can't verify within 30 days.
Most clients see their first removals in 30-45 days. Many are completely done after the first wave. Complex cases may need a second round.
90-day money-back guarantee. But that rarely happens — most reports have multiple disputable items.
Yes. The Credit Repair Organizations Act (CROA) gives you the legal right to dispute inaccurate items. We follow all federal regulations and are fully CROA compliant.
You can try — but bureaus reject most consumer disputes for 'frivolous' formatting. Our specialists use legal language that forces verification. Most of our clients tried DIY first.
No. Dispute inquiries don't affect your score at all. Only hard inquiries from loan applications impact your credit.
Ready to ride the wave?
Your first wave is free. Join 2,800+ people already surfing their way to better credit.
Start Your Free Wave